5 EASY STEPS TO DO-IT-YOURSELF CREDIT REPAIR
Blotches on your credit report cost you. But, don't despair. It's never too late to become creditworthy -- just get started, and remember that it won't happen overnight.
Here are 5 steps for improving your credit rating:
> Consumer Credit | > Articles | > Business & Financial Advice
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GOOD DEBT VS. BAD DEBT
The amount of personal debt in this country is ever-increasing, and a large part of the reason is that credit has never been easier to get. Whereas credit card issuers previously looked for customers who could repay, today card issuers relish the chance to reel in those who'll continuously charge beyond their means at 18 percent or 20 percent.
> Consumer Credit | > Articles | > Business & Financial Advice | > Financing Methods
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9 WAYS TO ENSURE YOU DON'T GET THE JOB
Different jobs require different qualities in an employee--so what a hiring manager is looking for will vary from interview to interview. But there are some behaviors that decision-makers agree are especially annoying. We asked several hiring managers for their interviewee pet peeves--and for their take on what a job applicant can do to get his or her resume tossed into the recycling bin. If you're looking for a job, be warned.
> Articles | > Business & Financial Advice
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TIMELESS WAYS THAT WILL GROW YOUR BUSINESS
For almost 30 years I've been organizing, advising, and just hanging with leaders of the world's top growth firms. Dubbed "gazelles," these companies continue to hire even as the economy stumbles.
What makes such fast-track businesses tick? How do they prosper in the hardest of times? Here are six timeless strategies for doing just that -- in good times and bad.
> Articles | > Business & Financial Advice
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5 POWERFUL RECESSION-BUSTING IDEAS
1. Make some new online friends: Social media is busting out right now for a reason — it's working. If you still think Twitter is hogwash and that it is nothing more than a tool for Ashton Kutcher to build buzz, you are wrong. Twitter has become a valuable business tool that is allowing small business owners to connect with people in ways they otherwise could not.
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A TELECOMMUTING PIONEER'S CALL CENTER REVOLUTION
When Jim Ball ran a traditional call center in Golden, Colo., in the late 1990s, employee turnover was rampant. Often, Ball was forced to hire just about anyone who walked in the door because few people were willing to commute to the call center and sit in a sterile cubicle for minimum wage.
When Ball and his partner Steve Rockwood sold the call center in 1997, they decided the next business would be radically different: Customer service agents would work from home.
> Articles | > Business & Financial Advice
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THE CONTRACT OPTIMIZER™
First Insurance Strategies, LLC provides The Contract Optimizer™, a Life Insurance and Annuity Contract auditing program that translates difficult, hard to understand insurance contracts into a brief, easy to understand report on your computer at any time instead of having to dig through files or a safety deposit box at the bank when the information is needed.
> Business & Financial Advice
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5 WAYS TO GROW IN ANY ECONOMY
Even in tough economic times, small businesses need to find new ideas, develop original products, and engineer fresh market approaches. These are the pillars of good business, and each is made from a mixture of creativity and expertise. While it may seem counterintuitive, it's entirely possible to implement strategies that drive not only employee engagement, but also innovation and, ultimately, sales--all without enormous investment in systems or people.
> Business & Financial Advice
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TOP 12 E-MAIL MISTAKES THAT CAN SABOTAGE YOUR CAREER
You return to your office from an afternoon meeting and decide to check e-mail. You wonder where your day went after spending hours downloading messages, reading some, deleting others, crafting replies and filing those that you want to work on later. Your e-mail box was full when you arrived at work this morning and tomorrow promises to be no different.
> Business & Financial Advice
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HOW TO ANSWER 10 TRICK INTERVIEW QUESTIONS
Does it seem as though some job interview questions are designed to trip you up? It should, because they are. Here are 10 of the trickiest tricky questions you might be asked at a job interview, with ideas on how to handle them:
> Business & Financial Advice
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TAKING OUT CREDIT INSURANCE ON BUSINESS RECEIVABLES
Taking out a credit insurance policy on customer receivables is an important risk management tool for businesses that reduces exposure to bad debt and helps to stabilize cash flow. Generally, credit insurance is targeted to big businesses with an extensive, often multi-national customer base. But under difficult economic conditions, even smaller businesses should consider using this insurance product as part of their risk management strategies.
> Commercial Credit | > Articles | > Business & Financial Advice | > Credit Insurance | > Your Questions & My Answers
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US BUSINESS BANKRUPTCIES RISE
US business bankruptcies rose again in last month, marking the fifth-straight February that such filings have increased, according to a bankruptcy data provider on Tuesday.
Companies from a range of industries, including video rental chain Movie Gallery Inc MVGRQ.PK , radio network Air America and luxury ski resort developer East West Resort Development V LP LLLP, were among the 6,557 businesses that filed for relief from creditors in February, according to Automated Access to Court Electro
> Articles | > Bankruptcy | > Business & Financial Advice
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ELEVEN WAYS TO DESTROY YOUR COMPANY
The lowly extension cord. People get cold feet. They get a space heater. They plug it into a two-pronged extension cord. They forget to unplug it when they leave work. That night, while you are sleeping, your entire business burns down.
> Business & Financial Advice
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THINGS YOU SHOULDN'T DO DURING A RECESSION
In a very sluggish economy or a recession people should generally try to watch their spending and not take any undue risks that might put their future financial goals in jeopardy. There are several types of risks that everyone should avoid during a recession. Let's look at some of the most common mistakes people make and how to avoid them.
> Consumer Credit | > Business & Financial Advice
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YOUR RIGHTS UNDER THE FAIR DEBT COLLECTIONS PRACTICES ACT
Many consumers have never encountered a debt collector. Some may be fearful or reluctant to take a debt collector's call or read letters about credit card debts they owe. Experts say consumers should face the facts and deal with debt collectors, but also know and understand their rights and protections.
> Consumer Credit | > Articles | > Business & Financial Advice
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